Whether it’s a lifelong dream or a weekend getaway, BVA Federal Credit Union offers a variety of great savings options to help you get there. They’re all NCUA-insured, so you know your money is safe. Our deposit accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it.

• Regular Share Account
  After completing a membership application, all members in the BVA Federal Credit Union must deposit a minimum of $25 per member in a Regular Share/Savings Account. Once you are a member, you are eligible for all benefits and services offered by the Credit Union. All savings accounts earn the same rate. Money can be deposited into all savings accounts by payroll deduction, direct deposit, or in person at the office. Accounts with balances over $50 will receive quarterly dividends. Interest will be earned from the date of the deposit to the date of withdrawal.
• Christmas Share Account
  The Christmas Share account is an easy way to save year-round to help pay for holiday gifts and expenses. Your Christmas Share account will be given to you near the end of October each year.
• Vacation Share Account
  The Vacation Share account is an easy way to start saving for your dream vacation. Make savings easy with automatic deposits and watch your vacation fun grow all year long. Your Vacation Share account funds will be transferred automatically to your Share Savings account near the end of March each year.
• Share Certificates
  Share Certificates are the perfect way to save your money and earn a higher dividend rate at the same time. All Share Certificates require a minimum deposit of at least $1,000.00. Dividends are calculated monthly and posted to your share savings account on the 1st of each month.
• Individual Retirement Accounts (IRAs)
  It’s never too early to start saving for you and your family’s future. Whether you want to purchase a new home, start your children’s college fund, or secure a golden retirement, a credit union IRA could be exactly what you need. We offer a full complement of IRAs including Traditional, Roth, and Coverdell (formally known as the Educational IRA). A credit union IRA is now, more than ever a smart and secure way to invest, that may offer possible tax benefits. We recommend that you ask a tax advisor for specific information.
• Money Market Account
  Our Money Market Account allows you to maximize your earning potential while still having the added benefit of being able to withdraw funds. Just like all of our savings and certificate programs, there’s no risk to your principal investment and your deposits are insured up to $250,000.