Savings Rates

Savings Rates

Overview
Savings Rates
Loan Rates

At BVA Federal Credit Union, our competitive rates on savings accounts will provide you with the steps you need to save for your future. Short-term plans, long-term plans, or simply everyday savings, BVAFCU has you covered and that includes the peace-of-mind of knowing that all accounts are insured up to $250,000 by the National Credit Union Administration, a U.S. government agency.

Account TypeDividendAPY*
Regular Share Accounts0.05%0.05%
$25 minimum balance / $50 to earn dividend
Christmas Share Accounts1.00%1.00%
$5 minimum balance / $50 to earn dividend
Vacation Share Accounts1.00%1.00%
$5 minimum balance/$50 to earn dividend
Share Certificates ($1000 minimum)
6 Months3.00%3.03%
12 Months3.25%3.30%
18 Months3.75%3.80%
24 Months3.00%3.03%
      36 Months3.10%3.13%
Traditional / Roth IRA Shares0.05%0.05%
$5 minimum balance / $50 to earn dividend
Traditional / Roth IRA Certificates (12 months)0.25%0.25%
$1000 minimum
Money Market Accounts
$1,000.00 – $49,999.990.50%0.50%
$50,000 +0.75%0.75%
Youth Share Certificates ($100 minimum)0.05%0.05%
Jumbo Share Certificates (12 Months)
$50,000.00 – $99,999.990.30%0.30%
$100,000.00 +0.35%0.35%
Jumbo Share Certificates (24 Months)
$50,000.00 – $99,999.990.40%0.40%
$100,000.00 +0.45%0.45%

*APY is the Annual Percentage Yield.

Rates and yields in effect are subject to change. All yields quoted are for dividends compounded daily and paid quarterly on balances over $50. Accounts with balances less than $50 will no earn dividends. Interest is earned from date of deposit to date of withdrawal.

Certificate accounts are subject to Early Withdrawal Penalty. We may impose a penalty if you withdraw any of the principal before the maturity date. The amount of early withdrawal fee for your account is ninety (90) days dividends. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It is applied whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal.

608 Rostraver Road Belle
Vernon, PA 15012

Phone: (724) 930-9864
Fax: (724) 930-9865

To Report Lost/Stolen Debit Cards after hours call: 1-888-263-3370
Credit Cards After Hours Call: 1-800-991-4961

DayHours of Operation
Monday9:00 AM – 4:30 PM
Tuesday9:00 AM – 4:30 PM
Wednesday9:00 AM – 4:30 PM
Thursday9:00 AM – 4:30 PM
Friday9:00 AM – 4:30 PM