BVA Federal Credit Union provides members with an efficient affordable checking account. We will provide you with starter checks and a free box of checks at no cost and a NO FEE debit card the day you open a no fee, checking account! An additional supply can be purchased at cost.

The following features are standard in all share draft accounts:

• No minimum balance requirement
• No monthly service charges
• Overdraft Protection will transfer from your savings accounts at no cost
• Direct deposit of your paycheck
• Automated Clearing House (ACH) direct deposit of your paycheck, social security check, or retirement income
• Once ACH is established you can distribute funds into savings accounts and loans with the credit union
• Electronic funds transfer capability
• Detailed monthly statements
• Free Visa debit card
• Use for point-of-sale transactions (on credit side) at most any merchant using Visa logo
• Use at any ATM machine for instant cash (banks may charge a fee, most credit unions do not charge a fee).
• Use cash back feature of debit card allows cash at no cost

Rates and yields in effect are subject to change. All yields quoted are for dividends compounded daily and paid quarterly on balances over $50. Accounts with balances less than $50 will not earn dividends. Interest is earned from date of deposit to date of withdrawal.

If your card is lost call the Credit Union (724)930-9864 From 9:00 a.m. to 4:30 p.m., EST, Monday through Friday. After card service hours call 1-(888)263-3370.