Loan Rates

BVA Federal Credit Union, affordable, convenient credit is one of the chief benefits of membership. Our Loan Department is staffed by professional loan officers who are committed to offering you the best rates, the fastest service and the most convenient selection of loan options you will find anywhere. Please call for full details on any loan and to discuss any of your borrowing needs.

Loan Type	Term	APR*
New Auto Loan (Untitled 2024-2025)	36 Months	4.25%
	48 Months	5.00%
	60 Months	5.50%
	72 Months	6.00%
	84 Months	6.50%
Used Auto Loan (Titled 2019 – 2024)	36 Months	5.00%
	48 Months	5.50%
	60 Months	6.50%
	72 Months	7.00%
Recreational and Equipment Vehicle Loan	36 Months	5.50%
	48 Months	6.50%
	60 Months	7.50%
	72 Months	8.50%

Share Secured Loan	42 Months	Variable
Bucket List Loans	12 Months18 Months	5.50%6.00%
Signature Loan	24 Months	7.50%
	36 Months	8.50%
	42 Months	9.50%
Visa®$15,000.00 Maximum Unsecured Loan Amount	n/a	8.90% – 10.90%
*Fixed Home Equity Line Of Credit loan*85% LTV5-year draw period	15-year loan	Call us for more information

* If you refinance your auto loan that is financed at another institution. Note: You will be responsible for the PA Department of Motor Vehicles titling fee.

* APR is the Annual Percentage Rate. Rates are based on credit score. Scores of 680 – 774 qualify for current rates. Scores of 640-679 will add 2% to current rates. Scores of 600 – 639 will add 5% to current rates. Scores of 599 and below will add 5% to current rates. No credit score due to insufficient data, 2% higher.

608 Rostraver Road Belle
Vernon, PA 15012

Phone: (724) 930-9864
Fax: (724) 930-9865

Email the Credit Union

To Report Lost/Stolen Debit Cards after hours call: 1-888-263-3370
Credit Cards After Hours Call: 1-800-991-4961

Day	Hours of Operation
Monday	9:00 AM – 4:30 PM
Tuesday	9:00 AM – 4:30 PM
Wednesday	9:00 AM – 4:30 PM
Thursday	9:00 AM – 4:30 PM
Friday	9:00 AM – 4:30 PM