Savings Rates
Savings Rates
| Overview |
| Savings Rates |
| Loan Rates |
| Account Type | Dividend | APY* | |
| Regular Share Accounts | 0.05% | 0.05% | |
| $25 minimum balance / $50 to earn dividend | |||
| Christmas Share Accounts | 1.00% | 1.00% | |
| $5 minimum balance / $50 to earn dividend | |||
| Vacation Share Accounts | 1.00% | 1.00% | |
| $5 minimum balance/$50 to earn dividend | |||
| Share Certificates ($1000 minimum) | |||
| 6 Months | 3.00% | 3.03% | |
| 12 Months | 3.25% | 3.30% | |
| 18 Months | 3.75% | 3.80% | |
| 24 Months | 3.00% | 3.03% | |
| 36 Months | 3.10% | 3.13% | |
| Traditional / Roth IRA Shares | 0.05% | 0.05% | |
| $5 minimum balance / $50 to earn dividend | |||
| Traditional / Roth IRA Certificates (12 months) | 0.25% | 0.25% | |
| $1000 minimum | |||
| Money Market Accounts | |||
| $1,000.00 – $49,999.99 | 0.50% | 0.50% | |
| $50,000 + | 0.75% | 0.75% | |
| Youth Share Certificates ($100 minimum) | 0.05% | 0.05% | |
| Jumbo Share Certificates (12 Months) | |||
| $50,000.00 – $99,999.99 | 0.30% | 0.30% | |
| $100,000.00 + | 0.35% | 0.35% | |
| Jumbo Share Certificates (24 Months) | |||
| $50,000.00 – $99,999.99 | 0.40% | 0.40% | |
| $100,000.00 + | 0.45% | 0.45% | |
*APY is the Annual Percentage Yield.
Rates and yields in effect are subject to change. All yields quoted are for dividends compounded daily and paid quarterly on balances over $50. Accounts with balances less than $50 will no earn dividends. Interest is earned from date of deposit to date of withdrawal.
Certificate accounts are subject to Early Withdrawal Penalty. We may impose a penalty if you withdraw any of the principal before the maturity date. The amount of early withdrawal fee for your account is ninety (90) days dividends. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It is applied whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal.

To Report Lost/Stolen Debit Cards after hours call: 1-888-263-3370
Credit Cards After Hours Call: 1-800-991-4961
| Day | Hours of Operation |
|---|---|
| Monday | 9:00 AM – 4:30 PM |
| Tuesday | 9:00 AM – 4:30 PM |
| Wednesday | 9:00 AM – 4:30 PM |
| Thursday | 9:00 AM – 4:30 PM |
| Friday | 9:00 AM – 4:30 PM |
